Terms and Conditions for Financial Counseling

Introduction:

These terms and conditions govern your use of our financial counseling services. You agree to be bound by these terms and conditions by accessing or using our services. You must not use our services if you do not agree to these terms and conditions.

1. Services:

Our financial counseling services are intended to provide guidance and education on financial matters. Our services are not intended to provide legal, tax, or investment advice. You are responsible for all decisions made with regard to your finances.

2. Confidentiality:

We understand the sensitive nature of financial information and are committed to maintaining your privacy. All information shared with us is confidential and will not be disclosed to third parties without your consent.

3. Payment and Fees:

Our financial counseling services are available at a fee. Payment for our services is due at the time of service. Our fees and charges are subject to change at any time without prior notice.

4. Disclaimer of Warranties:

Our financial counseling services are provided "as is" and "as we make”. We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or any other warranty that may arise under any applicable law.

5. Limitation of Liability:

We shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, even if we have been advised of the possibility of such damages.

6. Termination:

We reserve the right to terminate your access to our services at any time, for any reason, and without prior notice.

7. Governing Law:

These terms and conditions shall be governed by and construed in accordance with the laws of the jurisdiction where our business is located.

By using our services, you acknowledge that you have read, understood, and agreed to these terms and conditions.